Kristen Russell, FSA, MAAA

President, Fall River Employee Benefits

Kristen founded Fall River Employee Benefits in Denver in 2005 as the culmination of her insurance industry career as an actuary, underwriting executive, and consultant. She has supervised over 15,000 employer renewal calculations during her career, uniquely qualifying her to help employers obtain the best rates and renewals, and to bend the trend of our clients’ healthcare costs over time.
In 2020, Fall River joined Alera Group as part of Benefit Commerce Group. The firm helps Colorado Front Range employers save time, money, and headaches on their employee benefits. Fall River’s goal is to provide employers the opportunity to provide Better Benefits for Less MoneySM. For more information, go to

Professional Experience
President – Part of Alera Group, this firm specializes in and is a thought leader in employee benefits, providing clients with advice, advocacy and results. Fall River helps Colorado employers get Better Benefits for Less MoneySM.

REDEN & ANDERS, Eden Prairie, MN 2004-2006
Senior Consultant

GREAT-WEST HEALTHCARE, Englewood, Colorado 1993-2004
Assistant Vice President