Services

Our Services:

- Employee financial wellness education

Do Your Employees Understand Retirement Planning?

We speak their language.

That means we skip the jargon, AND we provide materials and consultation in the languages you need for your workforce.

We believe when employees understand what your Retirement Plan really means for their future, they will engage…and that will help you become or remain an “employer of choice” who they see as looking out for them.

• We show them the value of their Social Security funds (and how the common mistake of taking their benefits at the wrong time can cost them significantly down the road).
• We show them saving for retirement is possible regardless of income level.
• Our "Pennies on the Dollar®" concept illustrates how to start and continue to build a nest egg.
• We offer strategies that strive to generate income throughout their lifetime.

- Custom enrollment sites

- One-to-one financial coaching

- Monthly webinars

- Integrated financial wellness solutions

- Evaluation of plan structures and recommendations for new and improved options which seek to boost efficiency and contain costs for employers and employees

• Thorough review of your current 401(k) plan
• Fee Benchmarking Analysis Report - thoroughly evaluating plan fee structures on your behalf
• Insight into industry best practices and compliance regulations

- Plan Design

• Auto-enrollment
• Vesting
• Contribution strategies

- Plan performance and investment review

• Investment analysis
• Fund overlap
• Duplicate fund risk
• Diversification of asset classes
• Plan design review

- fiduciary guidance services

• Robust fiduciary training for committee members
• In-depth investment analysis to analyze, select and monitor the ongoing quality of your investments.
• Analysis of investment fees, administration and advisory fees to make sure your fees are reasonable and appropriate.
• Ongoing advisor meetings to make sure you are meeting your obligations and making necessary adjustment based on any legislative changes.
• Identification of potential vendors, comparing proposals and providing support during transition to a new service provider.

Check the background of your financial professional on FINRA’s BrokerCheck.

Investment advisory services offered through Alera Investment Advisors, LLC.

George Fraser: Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.