Risk Management Services

Actuarial Services

Our knowledgeable actuarial team will examine your unique data and provide analysis and insight to assist you in making practical business decisions to mitigate financial risk.

Captive Feasibility Studies

The use of captives has increased year after year over the past two decades. We can determine if it’s the right fit for you.

Experience Mod Review

Identify and evaluate the leading factors driving your Experience Mod factor. Focus on correcting or improving the factor to decrease fixed costs.

Claims Advocacy & Management 

We are your advocate, resolving claims to return to normal operations without delay or complications.

Contract Review

Our team of experts reviews the insurance provisions of contracts to mitigate your exposure to added risk and ensure alignment between insurance policies and contract requirements.

Benchmarking & Data Analytics

Improve your financial position by normalizing spend based on an industry view. Identify limits that may need adjustment based on peer trends.

Loss Control Services

Help you identify, assess and understand the risks that can impact your business, both in the workplace and through third-party relationships.

M&A Due Diligence

Assess the risk exposures of a target business, providing risk mitigating techniques and a cost of risk budget to assist in pricing considerations.

AuditRateTM

Our proprietary solution designed to help employers discover and recover workers' compensation
and general liability premium overcharges.

Alera Coverage GPS

Our proprietary tool that provides a visual perspective of your insurance program, on one page, identifying gaps and offering alternatives.

Corporate Risk Management

Help you identify risks, develop and implement practices to mitigate and prevent financial losses.

Cyber Liability

Making sure your organization is protected from the threats of an increasingly connected world.

Environmental Liability Assessment

When it comes to environmental risks, your business needs comprehensive solutions to protect not only your bottom line, but also your brand and reputation.

Management Liability Assessment         

Let your executives help your company grow without fear of unknown risks.

Surety Bonds

The right bonding relationship can supply your organization a competitive edge, providing the higher limits, terms and conditions you need to get the job done—both domestically and internationally.

Return to Work Programs

Help injured workers reintegrate into the workplace—with benefits for both employees and employers.